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Responsible Broking Policy

The team here at MyCarLoan.Online works hard to ensure that all of our customers always receive a responsible and transparent service during their time with us.

In order to clarify this further, we would like to highlight that we do not charge any fees for our service (hidden or otherwise). We also advise that we do not endorse the use of our website by individuals who are experiencing financial difficulty, nor would we suggest that a client take out a loan that is unsuitable for their needs (i.e. we would not advise that somebody should take out a payday loan if they would like to borrow a sum of money to be re-paid over a course of 12 months).

MyCarLoan.Online follow all necessary regulatory practices and legal guidelines in order to be compliant at all times and this information is available to each of our customers via the homepage of the website (please see Terms and Conditions and Privacy Policy).

We ask that anyone wishing to apply for credit via our website considers the re-payment cost and ensures that they will be able to meet this re-payment cost in full and on time, so that they may avoid any added fees or penalties.

A payday loan is only ever intended to be utilised as a short-term option and therefore if you require a larger sum of money to be re-paid over a longer period of time, please do not apply for a loan via our website.

If you are experiencing financial hardship or if you are unsure about how to best manage the arrears you already have, please contact the Citizens Advice Bureau for help and support:

www.citizensadvice.org.uk

Important Information MyCarLoan.Online does not make short term loan or credit decisions and is not a lender. MyCarLoan.Online matches customer's loan applications with lenders in our database depending on the information provided. The completion of the application form does not guarantee approval of a loan. The short term loan amount will vary depending on the lender who accepts the application within our database. Loans may not be available to every customer. The time taken to transfer a cash advance loan may vary. Any information on this website should be taken as opinion only.

*The loan amount you are offered is subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If we are unable to find you a loan we may offer you an alternative product.

MyCarLoan.Online will not perform a credit check as part of the application process, however if you are accepted by a lender, a full credit check will be carried out.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

My Car Loan Online is a trading style of io4 UK Ltd, registered in England No. 10618192. Registered office: Dte, 5 Bank Street, Bury, Lancashire, United Kingdom, BL9 0DN.

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