No overdrawn charges... Ever!
io4 PrePay Mastercard
Beat the banks
with the new prepaid cash card from io4prepaycard.co.uk
  • Never be overdrawn again!
  • Improve your credit score
  • Flexible cash when you need it
io4 prepaid card is a prepaid MasterCard, not a bank. Applicants must be UK residents aged 18 or over. Subject to successful identity and residency verification.
io4 PrePay Mastercard
Stop getting overdrawn
Only spend what you can afford with the io4 pre paid card
We're all human. And time to time we may spend a bit more than we can afford - right? Only spend what you can afford with the io4 pre paid card. Avoid banks charging you when you go overdrawn.
Only spend what you can afford with the io4 pre paid card
Open your account in 2 minutes

One easy online form.

Open to all - no credit checks.*

Receive your io4 card in 48 hours.
Then Pay in and spend
Then Pay in and spend
Then Pay in and spend
  • Pay in wages and benefits with your own account number and sort code.
  • Or pay in cash at 28,000 PayPoint's across the UK.
  • Pay in straight away by debit card or bank transfer.
  • Withdraw cash from UK and international ATMs.
  • Shop wherever you see the MasterCard® Acceptance Mark - online, on the high street and abroad.
Straight forward fees
Using io4 in the UK is free or just 99p. That's it!
What's FREE
Card purchases in-store FREE
Card purchases online FREE
Paying in wages & benefits FREE
Paying in by bank transfer FREE
What's 99p
Your contactless io4 card 99p
Paying in with cash 99p
Paying in by debit card 99p
UK ATM withdrawals 99p