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Check out our Car Loan rates...
How much do you want to borrow?
Over how many months?
How is your credit history?
Example rate*
Total repayment
Monthly payments
Car Loans from
£1,000 to £100,000*
No obligation quote
Bad Credit OK
Easy Application

Happi Car Loans

Representative 10.9% APR. Representative example: £7,500 borrowed for 48 months. Total amount repayable includes a £10 option to purchase fee. Total repayable is £9,202 in 47 monthly instalments of £191.50 and one final payment of £201.50. Interest charged is £1,702, interest rate is 10.9% p.a. (fixed). *Rates from 4.9% to 24.9% APR.
How it works?
1. Get approval
1. Get approval
Apply and choose from our lenders' and brokers' best deals
2. Buy your car
2. Buy your car
Buy your car, new or used
3. Sign and collect
3. Sign and collect
Confirm the deal, drive away!
Why choose Happi Car Loans?
We are committed to finding our customers the lowest rate loan in the market available to them. To ensure we do this we work with a large panel of lenders and brokers.
  • All Credit Histories Welcome
  • High Acceptance Rates
  • Responsible lenders and brokers
  • Trusted panel of lenders
  • Fast Decision
  • 100% Online
  • Safe and secure
Important Information does not make short term loan or credit decisions and is not a lender. matches customer's loan applications with lenders in our database depending on the information provided. The completion of the application form does not guarantee approval of a loan. The short term loan amount will vary depending on the lender who accepts the application within our database. Loans may not be available to every customer. The time taken to transfer a cash advance loan may vary. Any information on this website should be taken as opinion only.

*The loan amount you are offered is subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If we are unable to find you a loan we may offer you an alternative product.

Happi Car Loans will not perform a credit check as part of the application process, however if you are accepted by a lender, a full credit check will be carried out.


Happi Car Loans is a trading style of io4 Ltd. io4 Ltd is registered in England and Wales. Company number: 07686960. Our Data Protection Registration number is: ZA212715. Registered Office: 48 - 52 Penny Lane, Mossley Hill, Liverpool, Merseyside, L18 1DG.

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