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A fast and simple way to borrow up to £25,000*
Instant Decision
Trusted Lenders
No Phone Calls
Safe and Secure
apply for a loan
Rates from 5.7% RAPR to 278% RAPR. Personalised rates.
All credit histories welcome.
Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable). 3-36 month repayment. Rates from 5.7% APR to max 278% APR.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK
How it works?
Complete our easy online application form
1. Complete our easy online application form
We will find you our lowest rate lender
2. We will find you our lowest rate lender*
Agree to terms & get your loan
3. Agree to terms & get your loan
Why choose Happi Loans?
We are committed to finding our customers the lowest rate loan in the market available to them. To ensure we do this we work with a comprehensive panel of lenders.
  • All Credit Histories Welcome
  • High Acceptance Rates
  • No Phone Calls
  • Trusted panel of lenders
  • Instant Decision
  • 100% Online
  • Safe and secure
apply for a loan
Charges | Privacy Statement | Terms & Conditions | Responsible Broking Policy | Complaints Policy | Cookie Policy
Important Information HappiLoans.co.uk does not make short term loan or credit decisions and is not a lender. HappiLoans.co.uk matches customer's loan applications with lenders in our database depending on the information provided. The completion of the application form does not guarantee approval of a loan. The short term loan amount will vary depending on the lender who accepts the application within our database. Loans may not be available to every customer. The time taken to transfer a cash advance loan may vary. Any information on this website should be taken as opinion only.

*The loan amount you are offered is subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If we are unable to find you a loan we may offer you an alternative product.

Happi Loans will not perform a credit check as part of the application process, however if you are accepted by a lender, a full credit check will be carried out.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

Happi Loans is a trading style of io4 Ltd. io4 Ltd is registered in England and Wales. Company number: 07686960. Our Data Protection Registration number is: ZA212715. Registered Office: 48 - 52 Penny Lane, Mossley Hill, Liverpool, Merseyside, L18 1DG.

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